Effective date: 26 August 2026 | Last updated: 26 August 2026

1. Introduction

Dhvani Purohit Financial Services ("we", "us" or "our") respects your privacy and is committed to handling personal data responsibly. This Privacy Policy explains how we collect, use, store, disclose and protect personal data when you visit www.dhvanipurohit.com (the "Website"), contact us, submit an enquiry, or use services facilitated by us.

We act as an AMFI-registered mutual fund distributor and may also facilitate access to other financial products and services through appropriately registered or authorised product providers and intermediaries. This Policy should be read together with our Terms & Conditions and any product-specific forms, notices or consents.

2. Personal Data We May Collect

• Identity information, such as name, date of birth, gender, photograph, signature and identification details provided for lawful onboarding or transaction purposes.

• Contact information, such as address, email address and telephone/mobile number.

• Financial and transaction information, such as bank details, investment preferences, holdings, transaction instructions and service history, where required for the requested service.

• KYC and regulatory information, such as PAN, tax-residency/FATCA details, occupation, income range, nominee information and other information required by law or product providers.

• Insurance-related information, including health or medical information, only where you voluntarily provide it for an insurance proposal, servicing request or claim-related assistance.

• Communications and enquiries exchanged through the Website, telephone, email, WhatsApp or other channels.

• Technical information, such as IP address, browser type, device information, operating system, referring pages, pages visited and cookie or analytics data.

• Information received from AMCs, RTAs, KRAs, insurers, transaction platforms, depositories or other service providers in connection with services requested by you, where permitted by law.

Please do not share passwords, PINs, card security codes or one-time passwords (OTPs) with us. We will never ask you to disclose an OTP or account password through the Website.

3. How We Collect Personal Data

• Directly from you when you submit a form, contact us, request a call, provide documents, begin onboarding or give transaction/service instructions.

• Automatically through cookies, server logs and similar technologies when you use the Website.

• From authorised financial institutions, platforms and service providers involved in processing or servicing your request.

• From publicly available or legally permitted sources when necessary for verification, fraud prevention or compliance.

4. Purposes of Processing

• To respond to enquiries and provide requested information or service support.

• To facilitate KYC, account opening, investment, redemption, switch, SIP, insurance or other product-related requests through relevant providers.

• To understand your stated needs, risk profile and investment horizon and provide product distribution support.

• To send transaction, service, regulatory and security communications.

• To maintain records, meet legal and regulatory obligations, resolve disputes and prevent fraud or misuse.

• To operate, secure, maintain and improve the Website and understand general usage patterns.

• To send educational, service or promotional communications where permitted and, where required, with your consent. You may opt out of promotional communications at any time.

5. Lawful Basis and Consent

We process personal data for lawful purposes, including with your consent, to respond to information or services voluntarily requested by you, to perform or facilitate requested transactions, and to comply with legal or regulatory duties. Where processing is based on consent, you may withdraw consent by contacting us. Withdrawal will not affect processing already carried out lawfully and may limit our ability to provide a requested service where the information is necessary for that service.

6. Sharing of Personal Data

We do not sell or rent your personal data. We may share information, only as reasonably necessary, with:

• Asset management companies, registrar and transfer agents, KYC registration agencies, stock exchanges, transaction platforms, banks, depositories, insurers and other relevant product/service providers.

• Technology, hosting, analytics, communication, document-processing, compliance, professional and customer-support vendors acting for us under appropriate obligations.

• Government, regulatory, judicial, law-enforcement or statutory authorities where disclosure is required or permitted by law.

• A successor or transferee in connection with a lawful business restructuring, subject to appropriate safeguards.

Third-party websites and platforms have their own privacy policies and security practices. You should review their policies before providing information or completing a transaction.

7. Cookies and Analytics

The Website may use essential cookies and similar technologies for security, functionality and performance. It may also use analytics cookies to understand aggregated Website usage. You can control or delete cookies through your browser settings, but disabling essential cookies may affect Website functionality. Where legally required, non-essential cookies will be used only after obtaining the relevant choice or consent.

8. Data Retention

We retain personal data only for as long as reasonably necessary for the stated purpose, ongoing service, record-keeping, legal or regulatory requirements, dispute resolution and enforcement of agreements. Retention periods may vary according to the type of information and applicable obligations. When information is no longer required, we will take reasonable steps to delete, anonymise or securely dispose of it, subject to lawful retention requirements.

9. Data Security

We use reasonable administrative, technical and organisational safeguards designed to protect personal data against unauthorised access, loss, misuse, alteration or disclosure. However, no internet transmission or storage system is completely secure, and we cannot guarantee absolute security. You are responsible for keeping your devices, email accounts, passwords and platform credentials secure.

10. Your Choices and Rights

Subject to applicable law and verification of your identity, you may request information about personal data processed by us; seek correction, completion or updating of inaccurate data; request erasure where legally available; withdraw consent; opt out of promotional communications; or raise a grievance. Certain information may be retained or processing may continue where required or authorised by law.

To exercise a request, contact us using the details in Section 15. Please describe the request clearly and provide information sufficient to verify your identity. We will respond within the period required by applicable law.

11. Children’s Privacy

The Website is not intended for independent use by children. We do not knowingly seek personal data directly from a child for marketing. Where a minor’s information is required for a lawful investment, nominee, insurance or related service, it should be provided by or with the involvement and consent of the parent or lawful guardian, as applicable. If you believe a child has submitted personal data without appropriate authorisation, please contact us.

12. Data Processing Outside India

Some technology or service providers may process or store information outside India. Where this occurs, we will take reasonable steps to ensure that the transfer and processing comply with applicable Indian law and any restrictions notified by the Government of India.

13. Third-Party Links

The Website may link to third-party websites, login portals, calculators or resources. We do not control their content, availability, privacy practices or security. This Policy does not apply to third-party services, and use of those services is at your discretion and subject to their terms and privacy notices.

14. Changes to This Privacy Policy

We may update this Policy to reflect changes in our practices, technology, services or applicable law. The revised version will be posted on the Website with an updated effective or last-updated date. Material changes may also be communicated through an appropriate channel where required.

15. Contact and Grievance Redressal

For privacy questions, requests or grievances, contact:

Dhvani Hareshkumar Purohit
Dhvani Purohit Financial Services
A-740, Sun Westbank, Near Vallabh Sadan, Riverfront, Opp. City Gold Cinema, Ashram Road, Ahmedabad, Gujarat 380009, India
Email: info@dhvanipurohit.com / dhvani@dhvanipurohit.com 
Phone: +91 98243 70244

If a grievance is not resolved to your satisfaction, you may pursue remedies available under applicable law through the competent authority.